Dealer Hasn't Paid Off Your Trade-In?
Demand It — With the Law Attached.

Your contract promised the payoff. California gives dealers 21 days (Veh. Code §11709.4) — and backs you with a $50,000 dealer bond (§11711). Upload your purchase contract and get a finished, send-ready demand packet under your own name.

Contract Check → Payoff clause, amounts, and dates extracted

Deadline Match → Days elapsed vs. the statutory 21-day rule

Demand Packet → Demand letter + AG complaint + bond claim

Upload Purchase Contract→ Check Your Contract — Free

PDF or photo · free instant analysis · no credit card required

Bank-Level Security

CVC §11709.4 · CVC §11711

Stripe Secure

Upload Purchase Contract

The purchase/trade-in contract showing the payoff promise — you can attach your old loan's latest statement in the next step · click to start

Contract CheckFree

Payoff clause, amounts, and dates extracted

Deadline MatchFree

Days elapsed vs. the statutory 21-day rule

Demand PacketOptional

Demand letter + AG complaint + bond claim

Everything up to your result is free. The letter is optional — only if you decide to act. No signup, no card.

Regulatory Authority

Your Dealer's Obligation Under California Law

Deadline

21-Day Payoff

California requires the dealer to pay off your trade-in's outstanding loan within 21 days of purchase.

CVC §11709.4

Recovery

$50,000 Dealer Bond

Failure to pay off a trade-in is an express ground for a claim against the dealer's surety bond.

CVC §11711

Credit

Late Marks Disputed

Late payments caused by the dealer's failure can be disputed with the credit bureaus, who must investigate within 30 days.

FCRA